Escrow infrastructure for Africa

The middle you can trust.

We hold payment until both sides of a deal have done what they agreed to.

Held
Inspected
Released

Open account See how it works

A shop owner in Lagos checking a payment on her phone

The trust gap

Africa’s commerce is growing. Trust is not keeping up.

Who goes first — the money, or the goods?

Arinpay sits in the middle until both sides have done what they agreed to.

A dispatch rider handing a parcel to a buyer at a Lagos gate — **Buyers**Fear paying for goods that never arrive, or that do not match what was agreed.

A seller at a Lagos stall completing a trade — **Sellers**Face non-payment and fake transfer screenshots after they have already handed over the goods.

How it works

Your money stays protected.

Create the deal, fund it, inspect the delivery, and release the payment — all through one protected transaction.

Product

Three ways to hold a deal.

Same vault. Different release rules — for a one-off sale, a split, or a delivery.

01 — Transaction

Transaction escrow

A one-off sale of goods or services. The buyer pays in. The seller delivers. Funds move only after inspection — or when the window closes clean.

Release: Release after inspection, or auto-release if nobody acts.
Typical use: Phones, fashion, freelance, vehicles, property deposits.

Open account

Inside the product

Built the way Nigerian trade already happens.

An invoice both sides can stand on.

Start as buyer or seller. Add line items and photos. Set an inspection period in minutes, hours, or days. The other party can approve, request changes, or reject — on the same document.

Goods, services, digital, vehicles, or property
Inspection window before money moves
A status history you can actually show someone

A freelancer working from a Lagos apartment

Wallet in. Bank out. PIN on the way.

Fund your wallet, pay into escrow, withdraw to a payout bank you own. A transaction PIN sits on the money movement — the same stack you use after you sign in.

KYC profile so the account is a real person
Encrypted sessions on every request
Auto-release if the inspection window closes clean

Who we are

We are building the trust system of Africa’s payment infrastructure — starting in Nigeria.

Not another place to send money. A secure, transparent intermediary so individuals, businesses, and platforms can trade without fear of fraud or failure.

Mission

To empower buyers, sellers, and platforms worldwide with a secure and transparent escrow solution that ensures trust in every online transaction — unlocking the full potential of global commerce, starting in Africa.

Vision

To create a world where every online transaction is trusted, seamless, and accessible, enabling individuals, artisans, freelancers, and businesses everywhere to thrive in a truly global marketplace without fear of fraud or failure.

Where it fits

For the trades people already make.

Social commerce and everyday shops — **Social commerce**Instagram, WhatsApp, Jiji — pay in, inspect, then release.

Freelance and artisan work — **Freelance & artisans**Fund the brief. Release when the work is accepted.

Higher-stakes goods and deposits — **High-stakes deals**Vehicles, deposits, B2B — hold the commitment in trust.

The middle you can trust

The next time someone says “just transfer.”

Send them an Arinpay invoice instead. Create a free account and hold the first deal in trust.

Open account I already have an account